Bank Services Services for customer: ¨ Opening and keeping record of physical and legal entity's accounts; ¨ Effecting the payments according to customer transfer; ¨ Effecting the cash operations in nation and foreign currency; ¨ Consult services; ¨ Paid services for customer (for example, preparing customer transfer, specimen signatures and etc.); ¨ Issuing the ticket for free petrol and diesel oil to the vehicle owners and etc. Services in foreign currency: ¨ Opening and keeping record of settlement and daily accounts; ¨ Keeping record of import and export-accredit accounts; ¨ Effecting the payments by import and export operations; ¨ Authentication of foreign currency; ¨ Effecting the payments in foreign currency abroad of country and etc. Credit services: ¨ Consumer credit, 16% per annum; ¨ “Autocredit” for buying the vehicle, 12% per annum; ¨ Credits for entrepreneurs, 14-17% per annum: Þ With commercial aims (14%); Þ With manufacturing and service aims (10-12%). ¨ Credits for legal entities of public and nonpublic sectors: Þ With manufacturing aims; Þ With commercial and service aims; Þ With wage payment aim and purchasing the stuff. ¨ Mortgage credit for buying estate property. Deposits: ¨ Call deposit;
